Monday, June 7, 2010

Open Question: Removal of name off joint mortgage when joint mortgagee absent?

I hit owned my propery for 14 years, and divorced 9 eld past and had 2 lowercase girls from my marriage,it was solely in my name, and i got into a relation kinda apace with someone who overturned discover to be a rattling bad egg,i wasnt of correct nous at the instance and got meaningful rattling apace too. I proven to make it impact as i'd had a busted downbound wedlock and desired a kinsfolk bag for my girls. I desired to remortgage to do spreading but couldnt on mend mortgage so was told to apply for render mortgage with my then relation which i did. I had my 3rd lowercase girl with him, but he then went on to do a aggregation of rattling bad things and i managed to intend discover of the relation with my 3 lowercase angels,however, my difficulty today is that it was 4 eld ago, but he is ease on my mortgage as a render owner, and his whereabouts are not known, i was in relation with him for 4 eld in total, he was prefabricated tautological 5 times in that time ( i hit no intent to this period ground ) he was exclusive on the mortgage 18 months before he mitt and that was nearly 4 eld past today and i am at my intelligence modify as i hit shapely my concept up to yield whatever justness for my children when i am gone, had jural advice for the terminal 3 eld which has eventually become to the decision that my options are limited, does anyone hit some positive apprize for me??? His kinsfolk are also not in occurrence with him and i am no individual in occurrence with them either as they are regrettably of the same callibre as him, he is not of the topical area. My suppliant has been handling with it and dispatched my housing info to direction who came to the closing that my options were limited, the options weren't listed, it was the catchword that was used. The suppliant that dealt with the remortgage enquired whether i was presented jural advice re the implications of dynamical from mend to render mortgage and i dont conceive this was the case, suppliant said i haw hit a housing to pursue with these grounds.it was also patterned recently, and he is on the activity today likewise ostensibly it was finished automatically with the remorgage from mend to joint. He springy in the concept and contributed in the 4 eld when he was in employment,i hit been stipendiary mortgage since solely and hit had no contact, or fix or some effort since he left. His whereabouts hit been proven to analyse but not successful. I had a mortgage from when i bought the concept 14 eld past and remortgaged crescendo the mortgage to clear older mortgage and release capital to money the extension. My mortgagers told me to ask the remotion of the said study via solicitor,and my outcome after 3 eld is my place sadly. I also forgot to study that he mitt me in a aggregation of debt (as things started to unfold, i learnt he had a aggregation of complimentary debt and was blacklisted and i took discover loans for him in my name, yes in hindsight i behaved rattling naive and foolishly!) But i hit taken advice regarding the latter from suppliant and CAB, and i sadly hit to clear it (£8k in tot) Please help, some advice fain appreciated, Tammy
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