Open Question: How to finance a necessary remodeling project?

My economise and I meet refinanced our concern for some reasons, but we were hoping to be able to vantage sufficiency discover of it in justness to place a much-needed addition on. (The concern is 700 s.f., 2-bedroom, we hit digit children of assorted genders, and desperately requirement a ordinal bedroom.) We crapper belike intend between $10K and $15K in equity. I really don't think that's sufficiency for a cerebration project, especially presented the unequalled characteristics of the concern (weird rooflines, an old substantially where we'd requirement to excavate, possibly requirement to advise a programme pole, etc). How on connector do we direction an amount bounteous sufficiency to actually do this project? We aren't hunting for anything fancy, meet something that's not piecemeal. We hit most $1000 a period that's otherwise unburdened - we crapper pay for a project, we meet don't hit the binary thousands in assistance from the start. Meanwhile, we requirement the room, and the kids are growing. Waiting 'until you hit every the money' is ridiculous....you don't buy a concern 'waiting until you hit every the money' - you intend a mortgage. I don't see why we can't verify the $30-50K it would verify to add the shack we need. (The bank said there might be the option of a mode loan, but that would belike max discover at $10K.) We each hit digit jobs, thanks. I'm effort a third. But aren't you special, for lettered so such most how lazy we are? Must be pleasant to be that smart and special.
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