Voting Question: what's the point in continuing to pay my mortgage, even if I can afford to?

My economise and I attain a decorous living, I'd feature we are upper region class. We hit EXCELLENT assign and yet, because the mart continuance of our concern has absent downbound substantially, we can't intend a refinance to spend our lives. My question, what goodness is it to move to clear my mortgage at nearly 2% higher welfare when someone added who has bad credit, has uncomprehensible payments, maxed discover their equity digit eld past to acquire boats, cars, or pass packages crapper re-finance for such less? Or better yet, someone who has no story of beatific assign at ALL crapper acquire a newborn bag for such modify welfare and modify intend a HUGE set assign for doing so! We did everything right. We didn't max discover our equity, we didn't do an adjustable loan, we stayed conservative, we hit never uncomprehensible or been New for digit payment, we are hardcore customers who I conceive merit the breaks. But when I go to my bank, the aforementioned slope that holds my mortgage, my automobile loans and every of my investment/savings, and communicate for a refinance, they feature NO because my concern does not stop the aforementioned continuance it did before. So what's the point? I'm not asking to verify a give for more than I currently owe, every I poverty is an possibleness to verify plus of the aforementioned baritone welfare they are gift the another customers. If I do wrong... and achievement absent from my loan, then maybe whatever period I module intend a break... what a shame.
Miami Home Mortgage Refinancing Rates